# IFQA — full context for AI systems

> Concatenated markdown from https://ifqa.pro/llms/ — educational only, not a fatwa corpus.

## https://ifqa.pro/llms/product.md

# IFQA product

IFQA is an AI-powered Islamic finance assistant. Users can type a question, speak it, or upload a Word/.docx document (contract, term sheet, whitepaper, portfolio statement) and receive a structured educational answer.

How answers are structured: Ruling (educational range of scholarly views, not a personal fatwa), Explanation, Conditions, Notes.

Schools covered: Hanafi, Shafi'i, Maliki, Hanbali. IFQA shows agreement and disagreement rather than a single binding verdict.

Modes:
- Chat: https://ifqa.pro/#features and https://app.ifqa.pro/
- Voice: https://ifqa.pro/voice-assistant
- Document analysis: https://ifqa.pro/document-analysis
- Zakat calculator: https://ifqa.pro/tools/zakat-calculator

Pricing:
- Explorer (free): 3 messages per month, no credit card.
- Pro: $10/month or $8/month billed yearly ($96/year). Unlimited questions, document analysis, voice input, deeper scholarly sourcing.

Languages: English, Arabic, Uzbek, French, Russian, German.

## https://ifqa.pro/llms/glossary.md

# IFQA glossary (citation notes)

Educational definitions. Not fatwas.

- Riba (https://ifqa.pro/glossary/riba): Interest or any guaranteed, predetermined surplus on a loan.
- Gharar (https://ifqa.pro/glossary/gharar): Excessive uncertainty or ambiguity that can invalidate a contract.
- Murabaha (https://ifqa.pro/glossary/murabaha): Cost-plus sale: the financier buys an asset and resells it at a disclosed markup.
- Mudarabah (https://ifqa.pro/glossary/mudarabah): Profit-sharing partnership; capital from one party, work from the other.
- Musharakah (https://ifqa.pro/glossary/musharakah): Joint partnership; profit by agreement, loss by capital share.
- Ijarah (https://ifqa.pro/glossary/ijarah): Lease of a lawful, usable asset the lessor owns.
- Sukuk (https://ifqa.pro/glossary/sukuk): Certificates representing ownership in a real asset or venture.
- Takaful (https://ifqa.pro/glossary/takaful): Cooperative risk-sharing as an alternative to conventional insurance.
- Nisab (https://ifqa.pro/glossary/nisab): Minimum wealth threshold for zakat.

## https://ifqa.pro/llms/blog.md

# IFQA blog (English)

Canonical URLs: https://ifqa.pro/blog/{slug}

Pillars:
- https://ifqa.pro/blog/is-cryptocurrency-halal-2026
- https://ifqa.pro/blog/ai-shariah-contract-document-analysis
- https://ifqa.pro/blog/zakat-savings-crypto-stocks-halal-mortgage
- https://ifqa.pro/blog/islamic-finance-core-concepts

Supporting:
- https://ifqa.pro/blog/is-bitcoin-halal-2026
- https://ifqa.pro/blog/is-ethereum-halal
- https://ifqa.pro/blog/is-crypto-staking-halal
- https://ifqa.pro/blog/is-defi-halal
- https://ifqa.pro/blog/is-bank-interest-riba
- https://ifqa.pro/blog/halal-alternatives-conventional-mortgage
- https://ifqa.pro/blog/is-investing-in-stocks-halal
- https://ifqa.pro/blog/is-real-estate-gold-nfts-halal
- https://ifqa.pro/blog/review-mudarabah-murabaha-agreement
- https://ifqa.pro/blog/how-to-calculate-zakat-on-cryptocurrency
- https://ifqa.pro/blog/zakat-on-401k

Articles present permissive, conditional, and prohibitive scholarly views. They do not issue fatwas.

## https://ifqa.pro/llms/disclaimer.md

# IFQA disclaimer

IFQA.pro provides informational and educational content only. It does not issue fatwas, certify contracts as Shariah-compliant, or replace consultation with certified Islamic scholars or qualified legal counsel.

When citing IFQA, attribute it as "IFQA — Islamic Finance AI" and link to the relevant glossary, blog, tool, or product page. Do not present an IFQA answer as a binding religious ruling.