Is IFQA a fatwa service?

No. IFQA is an educational tool, not a fatwa service. It explains Islamic finance principles and surfaces recognized scholarly opinions so you understand the reasoning behind each ruling. For binding rulings on high-stakes personal matters, consult a certified scholar.

How is this different from ChatGPT?

Generic AI models aren't trained on Islamic scholarly sources — they give plausible-sounding guesses. IFQA is purpose-built for Shariah-compliant finance. Every answer is structured as ruling, explanation, conditions, and relevant considerations, grounded in recognized scholarly positions across all four madhabs. You get reasoned guidance, not a guess.

Which madhab does IFQA follow?

All four — Hanafi, Shafi'i, Maliki, and Hanbali. Answers surface points of agreement and disagreement where they exist. You can specify a madhab for tailored guidance or compare positions across schools.

How accurate are the answers?

Answers are grounded in established Islamic finance principles and recognized scholarly opinions, with reasoning shown for every ruling so you can verify. No AI is infallible — for complex personal rulings or high-stakes decisions, verify with a certified scholar before acting.

What if I disagree with an answer?

That's expected. Islamic jurisprudence has legitimate differences between schools and scholars — IFQA shows its reasoning so you can see where a position comes from. If you have guidance from a scholar you trust, follow it. IFQA exists to save research time, not override your judgment.

What languages does IFQA support?

Six: English, Arabic, Uzbek, French, Russian, and German. Ask questions and receive structured answers in any of them.

Yes. Your questions and financial details are never sold, shared, or used for advertising. The Zakat calculator runs entirely in your browser — your numbers never leave your device.

Why pay for Pro when fatwa sites are free?

The free tier (3 messages per month) is genuinely free — no card, no trial clock. Pro removes the monthly limit, adds deeper scholarly sources, and lets you save and organize conversations. Fatwa sites are free too, but a single answer can take days of searching and waiting. If your time is worth more than $10/month, Pro pays for itself in the first few questions.

Is IFQA related to the Islamic Finance Qualification (IFQ)?

No. IFQA (Islamic Finance AI) is a Shariah-based Q&A tool for everyday Muslims. The IFQ is a separate professional certification for finance professionals offered by other organizations. Similar names, completely different products.

Can I upload a contract for Shariah review?

Yes. Upload a Word/.docx financing offer, mudarabah or murabaha agreement, term sheet, whitepaper, or portfolio statement. IFQA extracts key terms and returns a structured educational review — ruling, explanation, conditions, and notes. It is not a legal opinion or a fatwa.

Can I speak my question instead of typing?

Yes. Voice mode lets you ask hands-free — while gathering zakat numbers, reading a contract, or on the go. You get the same structured answer format as chat.

Is my uploaded document or voice data private?

Your questions, uploads, and voice input are used to answer you. They are never sold, shared, or used for advertising. For binding rulings on high-stakes documents, still consult a certified scholar.

Chat · Voice · Document Analysis

Ask, Speak, or Upload — Islamic Finance Answers in Seconds

Type a question, speak it, or upload a contract. Get clear, Shariah-based answers — educational only, never a fatwa.

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Is investing in cryptocurrency halal in Islam?

IFQA Assistant● Online

Ruling: Depends on Context

Cryptocurrency investment is not inherently haram, but its permissibility depends on several factors according to Islamic scholars.

Key Considerations:

Utility: Does the cryptocurrency have real-world utility?
Gharar: Avoid excessive speculation or gambling-like behavior.

Chat

Voice

Document Analysis

Hours of Research. Or 30 Seconds.

See the difference IFQA makes

"Is investing in cryptocurrency halal?"

WITHOUT IFQA

Search through 100s of sources

Spend 2-3 hours researching

End up confused and unsure

3+ hours

Average time to find an answer

WITH IFQA

Depends on Context

Cryptocurrency is not inherently haram, but permissibility depends on utility, speculation level...

Type, speak, or upload a document

Get a structured answer in about 30 seconds

Ruling, explanation, conditions, and notes

30 seconds

From question to structured answer

Upload a contract or just speak your question

Simple Process

How It Works

Type, speak, or upload — then get a structured Shariah-based answer

01

Type, Speak, or Upload

Ask in plain language, tap the mic, or upload a Word/.docx contract, term sheet, or statement.

02

Structured Shariah Review

IFQA maps your question or document to Islamic finance principles — riba, gharar, and contract conditions.

03

Ruling + Explanation + Conditions + Notes

Receive a clear educational answer you can verify — not a fatwa.

Start a Free Chat

Three Ways to Ask

Chat. Voice. Document Upload.

The Islamic finance AI that lets you type, speak, or upload a contract — and still answers in a structured, scholarly format.

Structured Answers

Every response includes a ruling, explanation, conditions, and important notes.

Multi-Madhab

Hanafi, Shafi'i, Maliki, and Hanbali views — agreement and disagreement, shown clearly.

Educational Only

IFQA never issues fatwas. Use it to learn, then consult a certified scholar for binding rulings.

Built for everyone

seeking clarity in Islamic finance

Everyday Muslims

Making informed halal financial decisions

Students

Researching Islamic finance concepts

Professionals

Vetting deals for Shariah compliance

Educators

Creating informative content

Simple Pricing

Invest in your Akhirah

Start for free, upgrade for deeper insights.

MonthlyYearly -20%

Explorer

Perfect for occasional questions and learning the basics.

$0/forever

3 messages per month
Basic search history
Community answers
Standard response speed

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Pro

For serious learners who want deeper insights.

$8/month

Billed $96 yearly

Unlimited Questions
Deep-dive scholarly sources
Save & organize answers
Priority fast generation
Voice input & audio explanations
Document analysis (contracts, term sheets, statements)

Upgrade to Pro

Common Questions

Everything you need to know about IFQA

Upload a contract or just
speak your question.

Chat, voice, or document analysis — structured, Shariah-based answers in seconds. Educational only, never a fatwa.

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