How to Calculate Zakat on Cryptocurrency
Step-by-step zakat on crypto: market value, nisab, staked coins, and a worked example — plus how IFQA and the zakat calculator help. Educational, not a fatwa.
Short answer: Specialists who treat crypto as zakatable mal usually apply 2.5% of market value on your zakat date once you are above nisab for a lunar year. IFQA’s Islamic finance AI and the zakat calculator help organize numbers. Not a fatwa.
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Scholarly views
| Holding | Typical method |
|---|---|
| Spot coins you can sell | 2.5% of market value |
| Actively traded | Full market value (inventory) |
| Staked / locked | Often still yours if recoverable |
| Interest-like DeFi yield | Purify; do not treat as pure wealth |
Permissive / standard
Crypto as trade goods or currency analog — 2.5% like cash.
Conditional
NFTs, LP tokens, and restaked positions need extra facts.
Prohibitive (for the yield, not the math)
DeFi interest-like returns are purified, not “zakated into being halal.”
How to check your own case
- Pick a zakat date (lunar hawl).
- Sum market value of coins you own.
- Add other zakatable wealth; check nisab.
- Subtract only debts your school allows.
- Pay 2.5% on the zakatable base.
Worked sketch: $10,000 BTC + $2,000 ETH on the anniversary, already above nisab, no deductible debts → $12,000 × 2.5% = $300. Confirm rates and madhab with a scholar.
Related Islamic finance questions
Frequently asked questions
Do I use the price on my zakat anniversary?
That is the usual approach: market value on your hawl date, once total wealth is above nisab.
Is staked crypto still mine for zakat?
Often yes if you can recover it; timing can differ.
Is this a fatwa?
No. Educational only.
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This article is educational and not a fatwa. Consult a certified Islamic scholar.